Terms and Conditions
Last updated: August 2026
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OR USING THIS WEBSITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT ACCESS OR USE THIS WEBSITE.
1. Use of Website
The content on this Website is owned by NovaBorrow or its licensors and is protected by intellectual property laws. You may not copy, reproduce, modify, or distribute any content without our prior written consent. The Website is intended for personal, non-commercial use only.
2. Agreement to Receive Electronic Communications
By using this Website or applying for a loan, you consent to receive all communications, notices, agreements, and disclosures electronically from NovaBorrow and its affiliates, including Quill Bank. You may withdraw this consent by contacting our customer service department.
3. Dispute Resolution and Arbitration
Any dispute arising out of or relating to these Terms and Conditions or your use of the Website will be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. YOU WAIVE YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT.
4. Disclaimer of Warranties
THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NOVABORROW DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
5. Limitation of Liability
IN NO EVENT SHALL NOVABORROW BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE WEBSITE OR THESE TERMS AND CONDITIONS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
6. Security
You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized access to your account. NovaBorrow takes reasonable measures to secure your personal information but cannot guarantee absolute security.
7. Contact Us
If you have any questions or concerns regarding these Terms and Conditions, please contact us at:
theteam@novaborrow.com or via our toll-free number at 1-888-853-6359.